The Cost Of Camper Living: Monthly Breakdown

The cost of a camper per month depends on several factors, including the type, size, location, and whether it is new or used.

For example, the cost of renting a camper can vary from as little as $25 a day to over $300 a night, depending on the type of camper and location. On the other hand, purchasing a camper can cost anywhere from $10,000 to $400,000, with used campers typically costing less than new ones.

Other costs to consider when budgeting for a camper include insurance, fuel, maintenance, and parking or storage fees. These additional expenses can add up, so it's important to research and plan accordingly when deciding to rent or buy a camper.

Monthly costs of living in an RV

Living in an RV can be a great way to save money on accommodation, but there are still a number of costs to consider. In this article, we'll break down the monthly expenses of living in an RV so you can plan your budget effectively.

RV Financing Payments

If you don't already own an RV, your first expense will be purchasing one. RV prices can vary widely depending on the type, age, and features of the vehicle. New RVs can cost anywhere from \$25,000 to over \$200,000, while used options can be found for as little as \$10,000. To save money, consider buying a used RV or opting for a smaller, more basic model.

Insurance

Insurance is another essential cost of living in an RV. Full-time insurance for an RV can range from \$1,000 to \$2,500 per year, depending on the value and size of the vehicle. Be sure to shop around and get quotes from multiple insurance companies to find the best rate.

Utilities

When living in an RV, you'll also need to pay for utilities such as electricity, propane, and internet. These costs can vary depending on your location and usage, but expect to pay at least a few hundred dollars per month for these essentials.

Parking Fees

Unless you have your own land, you'll need to pay for a place to park your RV. This could be in an RV park or campground, which typically costs between \$10 and \$50 per night. If you plan to stay in one place for an extended period, you may be able to negotiate a monthly rate, which can range from \$500 to \$1,200 per month.

Maintenance and Repairs

Like any vehicle, RVs require regular maintenance and repairs. Oil changes, tire rotations, and brake replacements can add up, so be sure to budget for these expenses. It's also a good idea to have an emergency fund set aside for unexpected repairs.

Groceries

Living in an RV means having limited storage space for groceries, which can lead to more frequent shopping trips and a higher grocery bill. Plan your meals carefully and try to buy in bulk when possible to save money.

Fuel

If you plan to travel frequently in your RV, fuel costs can be a significant expense. RVs are not known for their fuel efficiency, so be sure to factor this into your budget.

Extras

Finally, don't forget to budget for extras such as sightseeing, activities, and subscriptions like Netflix or Hulu. These costs can add up quickly, so be mindful of your spending in these areas.

In conclusion, living in an RV can be a budget-friendly option, but it's important to plan and prepare for the various expenses involved. By considering the costs outlined above, you can make informed decisions about your budget and enjoy the freedom and flexibility that RV life offers.

Camper van prices

The cost of a camper van varies depending on whether you are looking to buy or rent, and for how long. It also depends on the type of camper van, its age, features, and location.

Buying a Camper Van

On average, a new campervan costs $100,000 or more, with some premium features pushing prices up to $200,000 or more. Used camper vans usually cost $60,000 or more, but this depends on the model, its condition, and the number of miles on the clock.

The three most common camper van models are the Mercedes Sprinter, Ford Transit, and Dodge Ram Promaster. Used Mercedes Sprinters often come at a higher price, often $80,000 or more, due to the brand name and features. Ford Transits and Dodge Ram Promasters are closer to the $60,000 mark when used and in good condition.

Other factors that influence the cost of buying a camper van include fuel efficiency, the vehicle's history, and the features and amenities included. For example, premium campers with full bathrooms and high-end kitchen equipment can cost $200,000 or more.

Renting a Camper Van

The industry-average price to rent a camper van in the US is between $75 and $150 per day. However, prices can vary depending on location and the time of year, with higher demand in the busy season pushing up prices.

The cost of renting also depends on the type of camper van. As of March 2024, the average nightly rate for a campervan (Class B) was $232. For a small camper that you tow, prices range from $25 to $100 per night.

When renting a camper van, it's important to be aware of additional fees that may be incurred, such as mileage fees, generator use, cleaning fees, insurance, and optional extras. These extra costs can add up to 50% or more on top of the base rental rate.

RV rental costs

The cost of renting an RV varies depending on a variety of factors, including the size, model, class, time of year, miles travelled, number of nights, and pickup location. On average, it can cost between $80 and $300+ per night.

• Cost per night: During peak vacation months such as July and August, nightly rates can vary.
• Miles travelled: Most RV rental companies charge a certain amount per mile, typically between $0.35 and $0.50 per mile.
• Generator: Most RVs come with a generator, and there is a small charge associated with its use, especially during hotter months when the air conditioner is used more.
• Kitchen utensils and bedding: If the RV rental company provides these items, there will usually be a fee. However, you often have the option to bring your own, in which case there is no additional charge.
• Reservation and deposit: Before renting an RV, you may need to make an online reservation and a deposit or credit card hold for the rental.

When calculating the total cost of renting an RV, you can multiply the number of nights by the nightly rate, and add that to the estimated mileage multiplied by the cost per mile. For example, if the nightly rental rate is $99 and the total mileage is 500 miles at $0.38 per mile, a five-night trip would cost $685.

In addition to the rental costs, there are other expenses to consider when taking an RV trip, including:

• Fuel: RVs consume a lot of gas, and the cost of fuel can add up quickly, especially for larger vehicles.
• Damage deposit: Most rentals require a refundable damage deposit, typically between $500 and $1,000.
• Mileage fees: Unlike rental cars, RVs rarely offer unlimited mileage, and the cost per mile can be significant.
• Generator fees: Generators provide power for air conditioning, appliances, and electrical outlets, and they usually cost extra.
• Campground fees: Staying at a campground or RV park can cost between $5 and over $100 per night, depending on the facility and amenities offered.
• Cleaning fees: Returning an RV without cleaning it can incur a fee, typically between $150 and $250.
• Extras: Camping equipment, bedding, and cookware are often provided as "extras" for an additional fee.
• Insurance: You may need to purchase separate RV insurance if your existing auto insurance policy does not cover RV rentals.

When comparing rental companies, it is important to consider the different pricing and mileage rules, as well as the minimum rental length and one-way or round-trip requirements. Some companies may also offer delivery or stationary rental options, allowing you to experience RV camping without having to drive or set up the vehicle yourself.

• Class A: $150-$250/night (10+ years or older); $350-$450/night (newer)
• Class B: $100-$200/night (10+ years or older); $200-$350/night (newer)
• Class C: $100-$200/night (10+ years or older); $225-$400/night (newer)
• Travel Trailer: $50-$125/night (10+ years or older); $125-$200/night (newer)
• Fifth Wheel: $60-$150/night (10+ years or older); $150-$300/night (newer)

Overall, renting an RV can be a fun and flexible way to travel, but it may not always be the most cost-effective option, especially when considering the additional expenses beyond the basic rental cost.

RV insurance

The average premium for a 12-month RV insurance policy in 2023 was $586 for a travel trailer and $998 for a motorhome. However, the cost can range from $600 to $3,000 per year, with an average of $1,500 per year, or $125 per month. Motorhomes are generally more expensive to insure than travel trailers, and the largest type of RV, the Class A motorhome, is typically the most costly to insure.

If you are living in your RV full-time, you will need additional coverage that protects you in the same way that homeowners' insurance would. This includes personal liability, medical payments, and loss assessment coverage. The cost of RV insurance also depends on how often you use it, with some insurers charging higher premiums for more frequent use.

There are ways to get cheaper RV insurance rates, such as choosing a higher deductible, opting for a reimbursement model that pays the depreciated value of the RV, and taking advantage of discounts offered by insurance companies. These discounts may include those for good drivers, loyalty or continuous coverage, military service, and multi-policy bundles.

RV maintenance

The cost of an RV can vary depending on whether it is new or used, the make and model, and the additional features included. Used camper vans in the US, on average, cost $60,000 and above, while new campervans are priced at around $100,000 and more.

The cost of living in an RV is another thing to consider. This can be budget-friendly or very expensive, depending on your circumstances. If you already own the RV, you will save on monthly payments, but there are still other costs to take into account, such as insurance, utilities, and maintenance.

Maintenance is an important part of owning an RV and can be done by the owner or a professional. Here are some tips for RV maintenance:

Pre-Trip Maintenance

Before every trip, it is important to perform a thorough examination of your RV, even if it is just a short trip. Here are some things to check:

• Turn off the furnace, water pump, refrigerator, and pilot lights.
• Lower and store outdoor antennas.
• Turn off the water heater.
• Close and secure all windows and roof vents.
• Secure large items such as TVs and computers.
• Close and lock cabinets and interior doors.
• Secure all entry doors.
• Empty and secure trash cans.
• Check the outside for any damage and ensure that all chocks, levelers, awnings, and stairs are stored and secured.
• Check all lights, brakes, and tires.
• Check the drain and fill hoses for any cracks or leaks, and secure the valves.
• Close off propane tanks.
• Inspect the generator and remove and store the water pressure regulator.

Monthly Maintenance

It is recommended to develop a monthly maintenance schedule to keep your RV in good condition. Here are some things to include on your checklist:

• Check and repair seals around windows, doors, exterior compartments, and the roof. Look for any signs of water damage.
• Check the water levels in your wet-cell batteries.
• Vacuum and clean air conditioner vents and ducts.
• Run your generator for a set amount of time each month, as per the owner's manual.
• Start your engine and take your RV for a short drive to keep the engine components lubricated.
• Check and top off fluid levels such as oil, coolant, transmission, brake, and wiper fluids.
• Pack or repack your emergency toolbox and check that all tools and spare batteries are accounted for.
• Check smoke detectors and carbon monoxide detectors, and replace batteries if needed.
• Check tire pressure and tighten lug nuts.
• Check under your motorhome for any signs of animals or damage to equipment.
• Lubricate and inspect slide-outs to ensure they are moving smoothly.

Seasonal/Semi-Annual Maintenance

In addition to monthly maintenance, there are some tasks that should be performed every six months or seasonally. These include:

• Wax the exterior of your RV to protect it from the elements.
• Do a thorough damage check, inspecting the outside for rust, soft areas, bubbling, holes, and cracks.
• Lubricate high-wear metal areas such as hinges, jacks, hitches, and slide-outs.
• Check and/or replace the water filter.
• Deep clean or detail the RV interior to prevent damage from sun exposure or lack of light.
• Weigh your RV to ensure it is within the recommended weight ratings.

Yearly Maintenance

In addition to the tasks mentioned above, there are some checks and services that should be performed annually:

• Check windshield wiper blades for any signs of wear and tear and replace them if necessary.
• Inspect the propane tanks for any odours or signs of wear and cracking on hoses and seals.
• Test all safety equipment, including fire extinguishers, smoke detectors, carbon monoxide detectors, and your horn. Replace batteries as needed.
• Check brake fluid and brake pads, and adjust brakes if necessary.
• Sanitize your freshwater tank using a bleach and water solution.
• Tune-up heating and cooling systems, inspecting the air conditioner and water heater, and servicing them if needed.
• Update your maintenance log to keep track of all the tasks you have performed.
• Check and rotate your tires, looking for any problems and replacing them if necessary.
• Inspect the engine's belts and hoses for any cracking or deterioration, and ensure they are at the proper tension.

Frequently asked questions