Truck Camper Rvs: How Much Do They Cost?

Truck campers are a versatile and cost-effective way to travel. They are compact, self-contained living units that mount onto the bed of a pickup truck. The cost of a truck camper can vary depending on various factors, such as whether it is new or used, the size, brand, features, age, and condition. Basic truck campers can range from $3,000 to $15,000, while larger truck campers with more features can cost anywhere from $20,000 to $50,000 or more. Used truck campers are a more affordable option, with prices ranging from $5,000 to $30,000. When considering the cost of a truck camper, it is important to factor in additional expenses such as insurance, campsite fees, and maintenance.

New vs. used truck campers

Truck campers are versatile and loved by many for their ability to go anywhere a truck can. They are also compact, self-contained living units that mount onto the bed of a pickup truck.

The cost of a truck camper varies widely depending on factors such as size, brand, features, age, and condition. Generally, new truck campers can range from $5,000 to $60,000, while used models can be found for $2,500 to $30,000.

New Truck Campers

New truck campers offer the latest features and amenities, and you will be the first owner, so you know the full history of the camper. You may also have the option to customize the camper to your specific needs and preferences. Additionally, you may have access to a dealer warranty, which can provide peace of mind in case of any issues.

However, new truck campers come at a higher cost, and you may have to pay sales tax, adding to the overall expense. The selection of new campers may also be more limited, and you may need to wait for your desired model to become available.

Used Truck Campers

Used truck campers can offer significant savings, often at half the price of a new camper, and you may not have to pay sales tax if purchased from a private seller. A wider range of features and amenities may be accessible at a lower price point. Used campers may also be readily available, and you can find a variety of models and floor plans to choose from.

On the other hand, buying a used camper can be risky as you are purchasing it "as is." There may be pre-existing issues or defects that you will need to address, and the previous owner's maintenance history may be unknown. Water intrusion is a common problem in used RVs, which can lead to leaks and damage if not properly maintained. It is crucial to conduct a thorough inspection of a used camper, focusing on structural integrity, water damage, and the functionality of appliances, plumbing, and electrical components.

In conclusion, whether you choose to buy a new or used truck camper depends on your financial situation, preferences, and the level of risk you are comfortable with. New campers offer the advantage of being the first owner with access to modern features, while used campers provide significant cost savings and a broader selection of models.

Basic vs. large truck campers

Truck campers are compact, self-contained living units that mount onto the bed of a pickup truck. They are versatile and loved by many for their ability to go anywhere a truck can go. They are also easy to store and fuel-efficient.

The cost of a truck camper can vary widely depending on factors such as size, brand, features, age, and condition. Basic truck campers are generally smaller, more lightweight, and less expensive than larger truck campers. They may have fewer amenities and features, but they can still provide a comfortable and functional space for camping and outdoor adventures. Basic truck campers typically range in price from $5,000 to $10,000 for used models, while new basic models can start at around $10,995.

On the other hand, large truck campers are usually more spacious and come with more amenities and features. They may offer more sleeping spaces, larger kitchens, and additional storage options. Large truck campers often have higher price tags, with new models ranging from $15,000 to $50,000 or more for premium models with luxury features.

When deciding between a basic or large truck camper, consider your budget, the size of your truck, and your intended use. If you plan to use the camper for short getaways or have a limited budget, a basic model may be more suitable. On the other hand, if you intend to take longer trips or desire more comforts and amenities, a large truck camper could be a better option.

Additionally, keep in mind the weight and size limitations of your truck when making your decision. It is crucial to ensure that your truck's payload capacity can safely accommodate the weight of the camper, especially when loaded with gear and supplies.

Basic Truck Campers:

• Four Wheel Campers Project M Truck Topper: Weighing only 390 pounds, this lightweight and compact model is ideal for those seeking a simple and affordable option. It starts at $10,995.
• Eureka SlideIn Vagabond: This lightweight and reasonably priced camper weighs only 900 pounds and offers basic amenities such as air conditioning, a small electric refrigerator, a sink, and a microwave. New models can be found for $5,000.
• Four Wheel Campers Swift: Designed for midsize trucks, this model has a base dry weight of 935 pounds and offers features such as a kitchenette, a two-burner stove, and a refrigerator/freezer.
• Phoenix Pop Up Campers Stealthy-Mini: Weighing 800 pounds, this customisable model offers a queen-size bed, a convertible dinette, and basic kitchen appliances.

Large Truck Campers:

• Lance 1172B: This luxury model offers a separate bedroom, a full bath, a spacious living area, and a well-equipped kitchen. It has a sticker price of $60,000.
• Host Campers Mammoth: With a dry weight of 4,700 pounds, this spacious camper features a dry bath, a large shower, a two-door refrigerator/freezer, and luxurious amenities.
• Arctic Fox 811: With a dry weight of 3,473 pounds, this large camper includes a wet bath, spacious sleeping and dining areas, and ample storage. It has a hefty price tag to match its size.
• NüCamp Cirrus 820: This mid- to large-size camper impresses with its modern aesthetics and attention to detail. It includes amenities such as air conditioning, a microwave, Bluetooth connectivity, and a TV.

Financing a truck camper

The cost of a truck camper can vary widely depending on factors such as size, brand, features, age, and condition. Used truck campers can be found for around $5,000 to $10,000, while newer and more feature-rich models can range from $15,000 to $50,000 or even higher for premium models with luxury amenities.

Credit and Rates:

Your credit score will have a direct impact on the interest rate you qualify for. Generally, a higher credit score will result in a lower interest rate, which can lead to significant savings over the life of the loan.

Loan Terms:

When taking out a loan, you will need to balance the monthly payments with the length of the loan. Longer-term loans typically result in lower monthly payments but keep in mind that you will end up paying more in interest over time.

Total Cost:

Consider the overall cost of the loan, including both the principal amount and the interest you will pay over the life of the loan. This will give you a clearer understanding of the financial commitment.

Budget Planning:

Ensure that the monthly payments fit within your budget, taking into account all expenses related to owning a truck camper, such as fuel and maintenance costs. It is important to have a realistic understanding of the ongoing costs.

RV-Specific Financing:

Explore lenders who specialize in RV loans, as they can offer tailored terms that may be more favourable. These lenders have expertise in recreational vehicles and can often provide better rates and higher approval rates.

Pre-Qualification:

Before you start shopping for your truck camper, it is a good idea to get pre-qualified for financing. This will give you a clear understanding of the amount you can borrow and the interest rate you qualify for. It can also help streamline the purchase process once you find the camper you want.

Dealer Benefits:

Consider purchasing your truck camper from a dealership, as they often have relationships with lenders and can help facilitate the financing process. Dealerships that outsource their financing and insurance may have higher approval rates and can provide a more satisfying experience for their customers.

Insurance and Warranties:

Don't forget to factor in the cost of insurance and warranties for your truck camper. These are important to protect your investment and ensure peace of mind while on your adventures.

Sample Camper Build:

If you are having a camper custom-built, create a sample camper build on the "Camper Model" page of your chosen manufacturer's website. This will allow you to get a price quote and have a better understanding of the cost.

Online Resources:

Utilize online resources, such as dealer websites, RV classified sites, and forums to research the fair market value of new and used truck campers. This knowledge will help you make an informed decision and negotiate a good deal.

Remember to inspect used campers thoroughly and, if possible, have an RV technician perform an inspection to identify any potential issues. By following these steps and considerations, you'll be well on your way to financing your dream truck camper and creating memorable outdoor experiences.

Pros and cons of a truck camper

A truck camper is a compact, self-contained living unit that mounts onto the bed of a pickup truck. It is also known as a TC and is sometimes referred to as a slide-in or cab-over camper. They are versatile and loved by many for their ability to go anywhere a truck can go.

Pros

Truck campers are a cost-effective way to combine transportation and accommodation, saving on separate hotel stays and restaurant expenses. They are also easier to store in your garage or driveway when not in use. They are compact in size, allowing you to navigate narrow roads and find unique camping spots, all while having the comfort of a cozy home on wheels.

Truck campers are a great option if you plan to tow a boat, a side-by-side, a Jeep, or anything else, as you can hitch it directly to the truck. They are also ideal for adventurers and outdoor enthusiasts, combining the flexibility of a travel trailer with the convenience of a vehicle, making them a smart choice for anyone seeking affordable and versatile travel options.

Cons

One of the main challenges of a truck camper is the loading and unloading process, which can be difficult and time-consuming, especially if the truck and camper are not properly matched in size. This process can be made easier with the installation of swing-out landing legs and a tie-down system.

Another consideration is the limited space inside a truck camper, which can feel quite vertical and cramped, especially if the camper door is on the back of the camper at the level of the truck bed. This can be a challenge, especially if you have pets or are planning to travel with multiple people.

Additionally, truck campers can be heavy, affecting the handling and stability of the truck, particularly when going around corners. They also tend to be more expensive than other options, with prices ranging from $5,000 to $60,000 for a new model and $2,500 to $30,000 for a used one.

Buying a used truck camper

A used truck camper is a great way to save money, but it can be a risky purchase. To avoid ending up with someone else's problems, it's important to do your research and carefully inspect the camper before buying. Here are some tips to help you make an informed decision when buying a used truck camper:

Choose the Right Camper for Your Truck

First, you need to choose a camper model that appeals to you and fits your truck's payload rating, bed size, and cab height. The dry weight of the camper should not exceed your truck's payload capacity. Remember to add 500 pounds to the dry weight for a pop-up camper or 1,000 pounds for a hard-side camper.

Determine the Fair Market Value

Knowing the fair market value of the camper will help you negotiate a fair price. While resources like NADA Guides can provide a starting point, they may not reflect actual sales figures. eBay and Craigslist are good places to check for similar models and their selling prices.

Know Where to Look

There are several places to look for used truck campers, including online classifieds, dealerships, local newspapers, RV Trader, eBay, and Craigslist. Craigslist is particularly popular due to its wide reach and lack of fees. However, be prepared to travel to inspect and purchase the camper, as good deals may not be local.

Inspect the Camper Thoroughly

When inspecting the camper, bring a flashlight, tape measure, and a multi-meter. Start by checking for water damage, as this is a common issue in RVs. Look for musty odours, water stains, peeling wallpaper, and soft or spongy floors, walls, and ceilings. Also, check the roof for punctures, tears, and the condition of the seals.

Inspect the Electrical, Propane, and Plumbing Systems

With the camper plugged into shore power, test high-amp appliances like the air conditioner and microwave. Then, test the 12-volt electrical system by disconnecting the battery and checking lights, fans, refrigerator, and water pump. For the propane system, check for leaks and test the cooktop, furnace, water heater, and refrigerator. Finally, test the plumbing by running water in sinks, showers, and toilets, looking for leaks along the way.

Inspect Windows, Doors, Cabinets, and Jacks

Check that all windows, doors, and cabinets open and close properly. Lift the mattress to inspect the cabover foundation for signs of water damage. If the camper has slide-outs or a pop-up roof, ensure they extend and retract smoothly.

Check for Rodents and Insects

Mice and insects can be a problem, especially in campers stored in certain regions. Look for droppings, urine stains, and nesting material. If there is evidence of an infestation, either have it professionally cleaned or walk away from the deal.

Bring an RV Buddy or Schedule an Inspection

If you're not an RV expert, bring someone with you who has RV maintenance experience. Alternatively, schedule a pre-purchase inspection by an RV technician, which will cost a few hundred dollars but could save you from costly repairs later.

Plan for a Full Day of Inspections

Don't rush the purchase. Plan to spend a full day inspecting the camper and, if possible, stay overnight to test everything before heading home. This will help you avoid issues that may require a return trip to the seller.

Know What a Used Truck Camper is Worth

Used truck campers in good condition can command prices beyond what you might expect due to their scarcity. While there is no precise way to determine the value, checking similar listings on dealer websites, RV classifieds, eBay, and Craigslist will give you a sense of the market.

Remember, buying a used truck camper is a great way to save money, but it requires careful research and inspection to avoid costly surprises. With these tips, you can make an informed decision and hopefully find your dream camper!

Frequently asked questions